Ms Josephine Premla Sivaretnam
Non-Independent Director

Josephine Sivaretnam was appointed as a Non- Independent Director of ICB Financial Group Holdings AG since 7 March 2018. A lawyer by profession, Josephine spent her early career in the Malaysian Judicial and Legal Services as a Deputy Public Prosecutor until 1992 when she commenced practice as a lawyer. She is the Chairman of the ICB Banks in Africa and a member of the Nomination Committee and Remuneration Committee of ICB Financial Group Holdings AG. She has been responsible for the strategic mergers and acquisitions within the Group. Josephine is a Director of Kuala Lumpur City Corporation Berhad, a public listed company quoted on the Kuala Lumpur Stock Exchange. She graduated with a LLB (Hons) from the University of Malaya and a LLM from the London School of Economics and Political Science.

Mr René Fritschi
Independent Director

René Fritschi was appointed as an Independent Non-Executive Director of ICB Financial Group Holdings
AG since 20 July 2006. René started his career in 1973 as a trainee at the Handelsbank NW Zurich, Switzerland and in 1978 moved to Manufacturers Hanover Trust Co Zurich, Switzerland. He later worked for Bank Audi in Zurich before joining Fundus Treuhand AG in 1989. René then joined Deutsche Bank in 1994. Since 1998 he has been Chairman of Medio Consult where his experience as a senior bank director in international trade, major commercial banking, private banking, estate planning and asset management has been an advantage. He is also a member of the Nomination and Remuneration Committee of ICB Financial Group Holdings AG. René is a Swiss resident and is fully conversant in English, German and French. He was born in 1948 and is married with two adult daughters. He graduated in economics in 1979. His hobbies include long distance running and cross country skiing. He is familiar with Asia and Africa where he had travelled extensively.

Dr. George Koshy Take
Independent Director

Dr. George Koshy Take was appointed to the Board of ICB Financial Group Holdings AG since 7 March 2016. Dr. George, who hails from Kenya, speaks English, French, Portuguese and Swahili; holds a PhD from University of Toronto and a First Class in Economics and Political Science from McGill University. He has also attended Harvard’s Graduate School of Business. Since 2004 Dr. George has been Special Advisor to President MKapa (now retired) of Tanzania, Special Advisor Investment Climate Facility for Africa, Advisor to the Director General UNIDO, Chairman DCDM Africa and Advisor Hifadhi Business Park, East Africa. Dr. George served with the World Bank Group from 1976 to 2004 and held positions including Chief MIGA Africa Representative 2002 - 2004 and Manager for Africa 1998 - 2002. Between 1995 and 1998, he was seconded from the World Bank Group as Advisor to the Namibian Government. He is also a member of the Nomination and Remuneration Committee of ICB Financial Group Holdings AG.
Dr. George, who has numerous academic and professional awards and publications, regularly speaks at international conferences.

Lim Teong Liat
Independent Director

Lim Teong Liat was appointed to the Board of ICB Financial Group Holdings AG since 18 December 2018. He is a Fellow member of The Institute Of Chartered Accountants in England and Wales. Mr Lim started his banking career in 1986 as a Management Accountant at Standard Chartered Bank, Malaysia, working his way up to senior management roles in Internal Control and Audit. He later worked from 1994 to 2001 for the Hong Leong Banking Group, a Malaysian bank as General Manager Operations and subsequently General Manager Consumer Division. He was then appointed as Independent Director of Alliance Bank Berhad, Malaysia from 2004 to 2006 where he also served as a member of Risk Management and Audit Committee. Mr Lim is also presently a member of the Board of Commissioners of PT Bank Bumiputera, Indonesia.

Mrs. Joyce Osei
Secretary

Mrs. Osei has an LLB Hons from the University Of Ghana and was admitted to the Ghana Bar in 1994. She holds a Master of Laws degree (LL.M) from Queen’s University, Canada and a Masters in Business Leadership (MBL) from the University of South Africa. She has significant experience in several facets of Law with particular specialization in Corporate/Business Law, Banking, Investment and Employment Law. In the past 15 years, she has gained a wealth of experience as General Counsel & Company Secretary for financial institutions and international corporate establishments, advising on compliance and regulatory issues, corporate financing and restructuring, negotiating transactions and human resource management issues. She consults on a variety of areas and provides support services for several Ghanaian companies, foreigner investors and international development agencies in Ghana.

Mr Zakaria Abd Hamid
Independent Director

Zakaria Abd Hamid was appointed to the Board of ICB Financial Group Holdings AG since 19 May 2010. He is also a member of the Audit and Risk Management Committee. He has more than 34 years of extensive experience in banking, corporate finance and advisory services. He has held senior positions in various organizations including Maybank Berhad, Bumiputra Merchant Bankers Bhd, Technology Resources Industries Bhd, Malaysia Helicopters Services Bhd, Natwide Group of Companies and KYM Holdings Bhd. He sits on the Boards of Alliance Investment Bank Berhad, Alliance Bank Malaysia Berhad and Alliance Islamic Bank Berhad as an Independent Non-Executive Director. Zakaria holds a Bachelor of Economics degree from University of Malaysia.

Mrs. Janet Asare
Secretary

Mrs. Janet Asare was born on 19th October 1943. She had her secondary education at Aburi Girls Secondary School from 1957 to 1963 where she was appointed Senior prefect. She also obtained ‘O’ and ‘A’ level Certificates there. She was subsequently admitted to the University of Ghana and obtained a BA(Hons) Degree in French with Spanish. She pursued a post graduate course in Management at the University of Manchester UK and was awarded MSc Degree in Management Sciences in 1987. She was employed at Bank of Ghana in 1968 and held a number of appointments including Director and Head of Human Resources Department and Adviser to the Governor of Bank of Ghana. Her publications include: ‘Human Resource Development at Bank of Ghana’ Published by World Bank 1998. ‘Human Resource Management and Women In Financial Sector’ Published in an Edited Book 'Experiences In Capacity Building of Ghanaian Women ‘Asempa Publisher, Christian Council of Ghana – 2001 She became the Principal of the National Banking College from 2001 – 2008. She is also the Nkosuohene of her hometown, Wirenkyiren Amanfrom in the Eastern Region. Mrs. Asare is married with six children..